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Dollar-Cost Averaging vs. Lump-Sum Investing: What the Data Shows

Sarah Chen

• Published: October 8, 2026 • 7 min read

Dollar-Cost Averaging vs. Lump-Sum Investing: What the Data Shows

Because markets trend upward over time, putting cash to work immediately wins mathematically, though dollar-cost averaging shields investors from panic.

Sarah Chen

Financial Contributor & Analyst

Financial writer and researcher specializing in banking products, consumer credit, and long-term investing strategy. Verified by the FinBank Editorial Board.

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